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    <title>Hawaii Travel Insurance</title>
    <link>http://hawaiiinsurancetravel.com</link>
    <description>Hawaii Travel Insurance Quotes and plans</description>
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	<title>Travel to Tanzania and Volunteer</title>
	<link>http://hawaiiinsurancetravel.com/825652-Travel-to-Tanzania-and-Volunteer.html</link>
	<pubDate>Fri, 18 May 2012 04:07:33 -0400</pubDate>
	<category><![CDATA[Travel]]></category>
	<description>
        To travel to Tanzania and volunteer is becoming a popular way toexperience another culture. Both young people in their gap-yearand older people taking a career break travel to Tanzania inorder to spend time working and traveling. By traveling to Tanzania the volunteer makes a difference to ourcommunities in parts of Tanzania that are rich in culture,variety and natural beauty; but where there is poverty anddisadvantage. Some companies arrange placements and courses forvolunteers to develop skill...	</description>
	<content:encoded><![CDATA[To travel to Tanzania and volunteer is becoming a popular way toexperience another culture. Both young people in their gap-yearand older people taking a career break travel to Tanzania inorder to spend time working and traveling. By traveling to Tanzania the volunteer makes a difference to ourcommunities in parts of Tanzania that are rich in culture,variety and natural beauty; but where there is poverty anddisadvantage. Some companies arrange placements and courses forvolunteers to develop skills in towns whilst others sendvolunteers to remote rural but areas of the Tanzania.Volunteers fall into several groups the gap students that prefera volunteer program that is ccomprehensive, fun and challenging.Normally from one to six months month programs which - includingtraining, on-site support staff, accommodation and travelinsurance.Summer Mini-Gaps are summer programs, for school leavers goingstraight to University, or University students during the summerbreak.School Ex...]]></content:encoded>
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	<title>Vacations - European Travel Planning</title>
	<link>http://hawaiiinsurancetravel.com/202297-Vacations-European-Travel-Planning.html</link>
	<pubDate>Thu, 17 May 2012 02:58:54 -0400</pubDate>
	<category><![CDATA[Travel]]></category>
	<description>
        Europe has always been a popular travel destination. Whetheryou're a seasoned traveler or planning your first trip, thereare several important things to keep in mind before calling yourtravel agent and booking your next vacation: . Time of year: While Paris in the Springtime sounds veryromantic, the truth is that you're liable to spend many daysindoors, because the weather can be cold and rainy. On the otherhand, the French Riviera in the springtime boasts warmtemperatures, sunshine and beautifu...	</description>
	<content:encoded><![CDATA[Europe has always been a popular travel destination. Whetheryou're a seasoned traveler or planning your first trip, thereare several important things to keep in mind before calling yourtravel agent and booking your next vacation: . Time of year: While &quot;Paris in the Springtime&quot; sounds veryromantic, the truth is that you're liable to spend many daysindoors, because the weather can be cold and rainy. On the otherhand, the French Riviera in the springtime boasts warmtemperatures, sunshine and beautiful places to visit. If you'renot sure of weather patterns, check with your travel agent whocan advise you on rainy seasons or other weather-related issuesfor traveling to a specific spot. . Your Budget: Decide how much you've got to spend, and don'tforget to include extras like tourist attractions, gettingaround, souvenirs and meals which are typically more expensivein Europe than in the states -- dinner can cost upwards of Euros per person, especially in metropolitan citie...]]></content:encoded>
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	<title>Even Dogs Get the Holiday Blues</title>
	<link>http://hawaiiinsurancetravel.com/719056-Even-Dogs-Get-the-Holiday-Blues.html</link>
	<pubDate>Wed, 16 May 2012 00:24:34 -0400</pubDate>
	<category><![CDATA[Home and Family]]></category>
	<description>
        Although your dog may not dread the family dynamics ofThanksgiving dinner or pout if you get him the wrong flavor chewtoy, the approaching holiday season can cause stress for yourdog. A different schedule than usual, travel or separation fromyou, too little attention, or even too much from Aunt Helen canall give your dog the holiday blues. There is a simple way to ease your dog's anxiety during theholidays: meditate together. Meditation is great for dogs. It relieves their stress andpromotes bet...	</description>
	<content:encoded><![CDATA[Although your dog may not dread the family dynamics ofThanksgiving dinner or pout if you get him the wrong flavor chewtoy, the approaching holiday season can cause stress for yourdog. A different schedule than usual, travel or separation fromyou, too little attention, or even too much from Aunt Helen canall give your dog the holiday blues. There is a simple way to ease your dog's anxiety during theholidays: meditate together. Meditation is great for dogs. It relieves their stress andpromotes better health and well-being. Meditation is great foryou also, especially during the holidays. Meditation helps youslow down and stay in the present moment, while at the same timelowering both blood pressure and heart rate. Meditating together helps you and your dog deepen the connectionthat you already share. It soothes your dog and helps your packlife run smoother. You can also meditate before times you know will be extrastressful for your dog, such as before a plane trip or prio...]]></content:encoded>
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	<title>Active Compassion in Times of Crisis</title>
	<link>http://hawaiiinsurancetravel.com/228004-Active-Compassion-in-Times-of-Crisis.html</link>
	<pubDate>Mon, 14 May 2012 05:49:59 -0400</pubDate>
	<category><![CDATA[Home and Family]]></category>
	<description>
        We all watched the recent tragedy of hurricane Katrina, most ofus from the comfort of our living rooms. The devastation of somany lost homes and shattered lives was heart wrenching. But thepart that made me hug my dog tight was watching the agony ofpeople who were forced to leave behind their pets.People have a special connection with their pets, as evidencedby the thousands who would not leave their dogs and cats behindin order to evacuate to higher ground. This sacred bond ofunconditional love...	</description>
	<content:encoded><![CDATA[We all watched the recent tragedy of hurricane Katrina, most ofus from the comfort of our living rooms. The devastation of somany lost homes and shattered lives was heart wrenching. But thepart that made me hug my dog tight was watching the agony ofpeople who were forced to leave behind their pets.People have a special connection with their pets, as evidencedby the thousands who would not leave their dogs and cats behindin order to evacuate to higher ground. This sacred bond ofunconditional love is a natural starting place for healing aftertragedy, for the victims and for the rest of us, too. After you send in your money, donate clothes or open your home,there is one more thing you can do to help: meditate. Even morehelpful, you can meditate with your dog.Meditation is compassion in action, and it isn't just for theesoteric few. Meditation is a profoundly practical tool thatenhances everyday life. It decreases blood pressure, heart rate,and the production of stress horm...]]></content:encoded>
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	<title>Golden Years</title>
	<link>http://hawaiiinsurancetravel.com/930195-Golden-Years.html</link>
	<pubDate>Sun, 13 May 2012 00:34:02 -0400</pubDate>
	<category><![CDATA[Home and Family]]></category>
	<description>
        What if there was a simple way to reduce stress, prolong andimprove the quality of your life, banish the blues, and best ofall, decrease the number of doctor visits?There is! Get a dog. Here are nine ways that having a dog canboost your health.Improved heart health. Dog owners have lower blood pressure,cholesterol and triglycerides than non pet-owners. All thesereduce the risk of cardiovascular disease. Recuperate from illness faster. Seniors in hospitals respondbetter to treatment and recover m...	</description>
	<content:encoded><![CDATA[What if there was a simple way to reduce stress, prolong andimprove the quality of your life, banish the blues, and best ofall, decrease the number of doctor visits?There is! Get a dog. Here are nine ways that having a dog canboost your health.Improved heart health. Dog owners have lower blood pressure,cholesterol and triglycerides than non pet-owners. All thesereduce the risk of cardiovascular disease. Recuperate from illness faster. Seniors in hospitals respondbetter to treatment and recover more quickly when they havecontact with a dog or therapy animal.Increased chance of surviving heart disease. A clinical researchproject of heart-disease patients showed that having a dog wasthe strongest social predictor of survival, even compared tohaving family and friends. Longer life expectancy after a heart attack. The presence of adog improved survival rate even more than having a spouse orclose friend. One study showed that men who had a dog were sixtimes more likely to b...]]></content:encoded>
	<guid isPermaLink="false">http://hawaiiinsurancetravel.com/930195-Golden-Years.html</guid>
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	<title>Canine MD</title>
	<link>http://hawaiiinsurancetravel.com/243968-Canine-MD.html</link>
	<pubDate>Fri, 11 May 2012 04:38:06 -0400</pubDate>
	<category><![CDATA[Home and Family]]></category>
	<description>
        Science has finally caught up with what dog lovers have knownfor years--that having a dog is great for your health. Here aresix ways science has proven that living with a dog promotesbetter heart health. Decreased cholesterol and triglycerides. Lower cholesterol andtriglycerides reduces the risk of cardiovascular disease.Results of a three-year study of over , people showed thatthose who lived with pets, including dogs, had lower bloodpressure and triglyceride and cholesterol levels than didnon-...	</description>
	<content:encoded><![CDATA[Science has finally caught up with what dog lovers have knownfor years--that having a dog is great for your health. Here aresix ways science has proven that living with a dog promotesbetter heart health. Decreased cholesterol and triglycerides. Lower cholesterol andtriglycerides reduces the risk of cardiovascular disease.Results of a three-year study of over , people showed thatthose who lived with pets, including dogs, had lower bloodpressure and triglyceride and cholesterol levels than didnon-pet-owners, even after accounting for additional exercise,smoking, diet, weight, and socioeconomic profile. Lowered blood pressure. Women undergoing stress tests have lowerblood pressure in the presence of dog than they have in thepresence of a friend. The simple act of petting your dog causesyour blood pressure to drop. What's more, the lowered bloodpressure stays in effect even when the dog is no longer present. Improved chance of surviving a heart attack. A study conducted...]]></content:encoded>
	<guid isPermaLink="false">http://hawaiiinsurancetravel.com/243968-Canine-MD.html</guid>
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	<title>Tips for Travelling Abroad - Travel Checklists for Travellers</title>
	<link>http://hawaiiinsurancetravel.com/937209-Tips-for-Travelling-Abroad-Travel-Checklists-for-Travellers.html</link>
	<pubDate>Thu, 10 May 2012 04:30:12 -0400</pubDate>
	<category><![CDATA[Travel]]></category>
	<description>
        Although most trips abroad are trouble free, being prepared willgo a long way to avoiding the possibility of serious trouble. Ifyou are travelling abroad here are some of things you need to doto make your trip easier:. Check the Foreign &amp; Commonwealth Office FCO Travel Advicecall    for Public Announcements or Travel Warningsfor the countries you plan to visit. Public Announcementsprovide fast-breaking information about relatively short-termconditions that may pose risks to the security of trave...	</description>
	<content:encoded><![CDATA[Although most trips abroad are trouble free, being prepared willgo a long way to avoiding the possibility of serious trouble. Ifyou are travelling abroad here are some of things you need to doto make your trip easier:. Check the Foreign &amp; Commonwealth Office FCO Travel Advicecall    for Public Announcements or Travel Warningsfor the countries you plan to visit. Public Announcementsprovide fast-breaking information about relatively short-termconditions that may pose risks to the security of travellers.. Get a good guidebook and get to know your destination.Familiarize yourself with local laws and customs of thecountries to which you are travelling. While in a foreigncountry, you are subject to that country's laws. Learn about thecountries that you plan to visit. Before departing, take thetime to do some research about the people and their culture, andany problems that the country is experiencing that may affectyour travel plans.. Get travel insurance a...]]></content:encoded>
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	<title>Why is it Vitally Important to Buy a Travel &amp; Medical Insurance</title>
	<link>http://hawaiiinsurancetravel.com/291273-Why-is-it-Vitally-Important-to-Buy-a-Travel-Medical-Insurance.html</link>
	<pubDate>Wed, 09 May 2012 04:34:05 -0400</pubDate>
	<category><![CDATA[Travel]]></category>
	<description>
        Much has been written on the importance of having insurancecoverage while you are on a trip, away from home. This is anissue that remains somewhat ignored by many travelers. Afterall, they have been traveling frequently for many years, andnothing happened so far to worry about. So, to buy a travelinsurance should not a be a must. It is only an optionalprecaution!But, reality urges us to believe traveling anywhere in the worldwithout protection today, is a vital mistake. Regardless ofwhere you ar...	</description>
	<content:encoded><![CDATA[Much has been written on the importance of having insurancecoverage while you are on a trip, away from home. This is anissue that remains somewhat ignored by many travelers. Afterall, they have been traveling frequently for many years, andnothing happened so far to worry about. So, to buy a travelinsurance should not a be a must. It is only an optionalprecaution!But, reality urges us to believe traveling anywhere in the worldwithout protection today, is a vital mistake. Regardless ofwhere you are traveling in the world, you must have an insurancecoverage to survive any unexpected attacks and disasters,especially after the  attacks in the U.S.A.Let's say, you have been planning the trip of your dreams for along time; you have finally found the opportunity to make yourlong time dreams of a special trip come true. You are so excited! You have thought of all the details. Youhave been actively preparing for this travel; thinking,programming, shopping . . . spending a lo...]]></content:encoded>
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	<title>Compare Cruise Insurance - You often get what you pay for!</title>
	<link>http://hawaiiinsurancetravel.com/676771-Compare-Cruise-Insurance-You-often-get-what-you-pay-for.html</link>
	<pubDate>Tue, 08 May 2012 04:17:26 -0400</pubDate>
	<category><![CDATA[Travel]]></category>
	<description>
        When planning a travel vacation or cruise vacation, the lastthing that one wants to think about is trouble or cancellation.Thus travel and cruise insurance is often left on the backburner. However, when the time comes to purchase your vacationinsurance, be sure that you compare cruise insurance and travelinsurance policies to ensure that you are getting what youexpect. As always, it's buyer beware!That's not to say that all insurance policies and companies areout to deceive you or hide the terms...	</description>
	<content:encoded><![CDATA[When planning a travel vacation or cruise vacation, the lastthing that one wants to think about is trouble or cancellation.Thus travel and cruise insurance is often left on the backburner. However, when the time comes to purchase your vacationinsurance, be sure that you compare cruise insurance and travelinsurance policies to ensure that you are getting what youexpect. As always, it's &quot;buyer beware&quot;!That's not to say that all insurance policies and companies areout to deceive you or hide the terms of insurance pay-outs. Infact, most are very reputable. The problem comes when trying toeconomize while buying insurance. You really do &quot;get what youpay for&quot; in most cases - especially when you compare insurancepolicies.There are often so many variables when purchasing cruiseinsurance or travel insurance that we can become somewhatcomplacent with what we are purchasing. Again, &quot;Buyer Beware!&quot;Make sure you know what's available and what's included in yourinsurance policy packa...]]></content:encoded>
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	<title>Canine MD</title>
	<link>http://hawaiiinsurancetravel.com/246459-Canine-MD.html</link>
	<pubDate>Mon, 07 May 2012 06:05:23 -0400</pubDate>
	<category><![CDATA[Home and Family]]></category>
	<description>
        Some of our favorite childhood memories involve dogs. But didyou know that warm feeling is based in good science? Here areeight ways a dog improves your child's health and well-being.Dogs enhance your child's cognitive and social development.Family ownership of a dog or other pet increases your child'sability to use his whole brain. Children with pets at home alsoscore significantly higher on empathy and pro-social scales thanchildren without pets. Dogs boost your child's self-esteem. A study of...	</description>
	<content:encoded><![CDATA[Some of our favorite childhood memories involve dogs. But didyou know that warm feeling is based in good science? Here areeight ways a dog improves your child's health and well-being.Dogs enhance your child's cognitive and social development.Family ownership of a dog or other pet increases your child'sability to use his whole brain. Children with pets at home alsoscore significantly higher on empathy and pro-social scales thanchildren without pets. Dogs boost your child's self-esteem. A study of  universitystudents revealed that those who had dogs or cats as childhoodpets were more self-confident than those who had not.Dogs reduce your child's stress. One study concluded thatchildren who had a dog present during their physicalexaminations had lower heart rates, reduced blood pressure andless behavioral distress than when the dog was not present.Dogs develop your child's non-verbal communication skills. Dogsare wonderful playmates and sympathetic listeners, but they a...]]></content:encoded>
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	<title>Health Insurance for Canada Travel</title>
	<link>http://hawaiiinsurancetravel.com/204055-Health-Insurance-for-Canada-Travel.html</link>
	<pubDate>Sun, 06 May 2012 02:54:08 -0400</pubDate>
	<category><![CDATA[Travel]]></category>
	<description>
        While we as U.S. residents think often about travel insurancecoverage when we're traveling overseas we're not so quick toworry about health insurance for Canada travel. This isespecially true if our voyage to Canadian provinces is by carand not by air. We don't expect to need health insurance forCanada travel to protect us from exotic diseases or militantuprisings.Health insurance for Canada travel should not be ignored,however. Your medical insurance provider in the U.S. willtypically only cove...	</description>
	<content:encoded><![CDATA[While we as U.S. residents think often about travel insurancecoverage when we're traveling overseas we're not so quick toworry about health insurance for Canada travel. This isespecially true if our voyage to Canadian provinces is by carand not by air. We don't expect to need health insurance forCanada travel to protect us from exotic diseases or militantuprisings.Health insurance for Canada travel should not be ignored,however. Your medical insurance provider in the U.S. willtypically only cover a medical emergency in Canada if theemergency was precipitated in the U.S. and the nearest emergencymedical care is Canadian. This is especially true if you're asenior citizen whose only form of medical insurance is Medicare.Health insurance for Canada travel is, therefore, a must. When you're shopping for coverage you'll want to considerseveral things in your decision. They are: what is excluded fromcoverage what particular incidents and situations would yourtrip coverage no...]]></content:encoded>
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	<title>Insuring Your Travel on a Shoe String</title>
	<link>http://hawaiiinsurancetravel.com/193550-Insuring-Your-Travel-on-a-Shoe-String.html</link>
	<pubDate>Sat, 05 May 2012 04:25:00 -0400</pubDate>
	<category><![CDATA[Travel]]></category>
	<description>
        Cheap travel insurance isn't necessarily about who's asking thelowest premium. Cheap travel insurance is about knowing yourchoices, perusing all the options and discarding the coverageyou don't need. If you end up with cheap travel insurance thatdoesn't help you out of an overseas medical or evacuation jam,you haven't gotten a bargain. However, if you're a U.S. residenttraveling within the United States you aren't going to needtravel insurance that offers medical evacuation coverage. Ifyou're to...	</description>
	<content:encoded><![CDATA[Cheap travel insurance isn't necessarily about who's asking thelowest premium. Cheap travel insurance is about knowing yourchoices, perusing all the options and discarding the coverageyou don't need. If you end up with cheap travel insurance thatdoesn't help you out of an overseas medical or evacuation jam,you haven't gotten a bargain. However, if you're a U.S. residenttraveling within the United States you aren't going to needtravel insurance that offers medical evacuation coverage. Ifyou're touring the country by car you don't need lost luggageprotection. Travel insurance can offer much more than medical care whileyou're traveling. Some of the other features of some travelinsurance plans are translation services, travel assistance,lost luggage, trip interruption, replacement of lost or damagedeyeglasses, repair of damaged or stolen rental vehicle,emergency medical evacuation coverage, flight cancellation dueto bankruptcy of the airline, flight accident and terrorism. ...]]></content:encoded>
	<guid isPermaLink="false">http://hawaiiinsurancetravel.com/193550-Insuring-Your-Travel-on-a-Shoe-String.html</guid>
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	<title>Best Buys in Your Yearly Worldwide Travel Coverage</title>
	<link>http://hawaiiinsurancetravel.com/301376-Best-Buys-in-Your-Yearly-Worldwide-Travel-Coverage.html</link>
	<pubDate>Fri, 04 May 2012 05:04:57 -0400</pubDate>
	<category><![CDATA[Travel]]></category>
	<description>
        For best buys in annual travel insurance worldwide you needfirst only travel as far as your Internet connection. Annualtravel insurance for worldwide travel is the best buy, ascompared with single trip coverage, if you're going to be makingmore than one trip in a calendar year, or if you're stay isgoing to be lengthy. Let's look at some insurers and plans that qualify as best buyannual travel insurance worldwide. One UK travel insurancecarrier that dubs itself the cheapest worldwide travel insur...	</description>
	<content:encoded><![CDATA[For best buys in annual travel insurance worldwide you needfirst only travel as far as your Internet connection. Annualtravel insurance for worldwide travel is the best buy, ascompared with single trip coverage, if you're going to be makingmore than one trip in a calendar year, or if you're stay isgoing to be lengthy. Let's look at some insurers and plans that qualify as best buyannual travel insurance worldwide. One UK travel insurancecarrier that dubs itself the cheapest worldwide travel insuranceoffers not only annual coverage but plans specific to a singletrip, a business trip, backpacking adventures, and plansdesigned with folks over  in mind. You can purchase the best buys in worldwide travel insurance fora year's worth of worldwide coverage that includes the U.S. andCanada as well as Europe, or you can choose to exclude theUnited States and Canada. This coverage, while noted asworldwide travel insurance does exclude from coverage severalhigh-risk areas - the c...]]></content:encoded>
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	<title>Bow Wow Bliss</title>
	<link>http://hawaiiinsurancetravel.com/259174-Bow-Wow-Bliss.html</link>
	<pubDate>Thu, 03 May 2012 05:49:33 -0400</pubDate>
	<category><![CDATA[Home and Family]]></category>
	<description>
        Meditation is as simple as a walk in the dog park.Imagine sitting down with your dog. As you both begin to relax,your breaths become longer, less hurried. Your thoughts slowdown until it seems like you are not thinking at all.If you and your dog already share moments like these, thenyou've glimpsed the bliss of meditation.Meditation is great for dogs. Not only does it improve a dog'shealth and well-being, but excitable dogs become calmer,aggressive dogs become more loving, and dogs that once whi...	</description>
	<content:encoded><![CDATA[Meditation is as simple as a walk in the dog park.Imagine sitting down with your dog. As you both begin to relax,your breaths become longer, less hurried. Your thoughts slowdown until it seems like you are not thinking at all.If you and your dog already share moments like these, thenyou've glimpsed the bliss of meditation.Meditation is great for dogs. Not only does it improve a dog'shealth and well-being, but excitable dogs become calmer,aggressive dogs become more loving, and dogs that once whinedand howled for attention become quieter and more content.Meditation is great for you, too. It relieves stress andsharpens your mental focus.Here are five ways to get started on a non-dogmatic meditationpractice.Schedule a regular time. First thing in the morning is a greattime, or right after you get home from work but before you getinto your evening activities. The more consistent you are, themore you and your dog will be able to ease into meditation.Develop a ritual. Ritua...]]></content:encoded>
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	<title>Insuring Your UK Travel Adventure</title>
	<link>http://hawaiiinsurancetravel.com/390820-Insuring-Your-UK-Travel-Adventure.html</link>
	<pubDate>Wed, 02 May 2012 00:36:41 -0400</pubDate>
	<category><![CDATA[Travel]]></category>
	<description>
        For your UK holiday adventure travel insurance may be required.Whether you purchase standard travel insurance for your UK tripor whether adventure travel insurance is a must depends on whatyou're going to be doing. Some insurers even offer UK adventuretravel insurance specific to your activity. You can, forinstance, purchase UK backpacking travel insurance, orsnowboarding UK adventure travel insurance. You can purchasetravel insurance for your UK skiing, or a policy that coverswinter sports in g...	</description>
	<content:encoded><![CDATA[For your UK holiday adventure travel insurance may be required.Whether you purchase standard travel insurance for your UK tripor whether adventure travel insurance is a must depends on whatyou're going to be doing. Some insurers even offer UK adventuretravel insurance specific to your activity. You can, forinstance, purchase UK backpacking travel insurance, orsnowboarding UK adventure travel insurance. You can purchasetravel insurance for your UK skiing, or a policy that coverswinter sports in general. Let's see what's available in the way of adventure travelinsurance for snowboarding and skiing in the UK. You canpurchase coverage for the UK, Channel Islands and NorthernIreland, either as an annual adventure travel insurance policy,or any number of days fewer than . You can receive an onlinequote and purchase immediately on the Internet if you areyounger than . While UK adventure travel insurance isavailable to seniors it requires a conversation with a liveinsuran...]]></content:encoded>
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	<title>Best of the West - Retirement Picks</title>
	<link>http://hawaiiinsurancetravel.com/500205-Best-of-the-West-Retirement-Picks.html</link>
	<pubDate>Mon, 30 Apr 2012 01:07:34 -0400</pubDate>
	<category><![CDATA[Business]]></category>
	<description>
        I am pursuing my final career - and I am quite comfortableworking a -hour schedule for the first time in my life. I takemy time and pick my clients carefully. I get to take a day off here and there for golf, and I travelaround the western states every couple of months. Over the pasttwo years I have been keeping an eye out for the perfect spot toretire in the Western US. I now live in a small community near the Bay Area in NorthernCalifornia. I've lived here for  years, and it has beengreat. The ...	</description>
	<content:encoded><![CDATA[I am pursuing my final career - and I am quite comfortableworking a -hour schedule for the first time in my life. I takemy time and pick my clients carefully. I get to take a day off here and there for golf, and I travelaround the western states every couple of months. Over the pasttwo years I have been keeping an eye out for the perfect spot toretire in the Western US. I now live in a small community near the Bay Area in NorthernCalifornia. I've lived here for  years, and it has beengreat. The Bay Area is vibrant, has a good climate, and is hometo some of the most creative people on the planet. But itcertainly isn't paradise. It is an expensive place to live. The highways are congested.The boarders of the US are out of control and that has hitCalifornia hard. The government is dysfunctional, and we pay apremium for that. While we have good weather, it is great halfthe year and somewhat over-rated the other half. My business haschanged over the past five years. I ...]]></content:encoded>
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<item>
	<title>What you need to know about - Budget travel</title>
	<link>http://hawaiiinsurancetravel.com/107877-What-you-need-to-know-about-Budget-travel.html</link>
	<pubDate>Sat, 28 Apr 2012 05:29:43 -0400</pubDate>
	<category><![CDATA[Travel]]></category>
	<description>
        Generally people deem traveling to be one amongst the mostexpensive event in their lives. But this can be proved wrong. Alittle judicious and cautious planning can save tremendousexpenditure without compromising significantly on the fun andjoy of your trip. There are various ways to do this. .What youfirst need to do is to prepare your budget-how much maximum youcan spend on your outing and what is the minimum that you wouldwant to consume. .The second best thing would be to choose theseason to ...	</description>
	<content:encoded><![CDATA[Generally people deem traveling to be one amongst the mostexpensive event in their lives. But this can be proved wrong. Alittle judicious and cautious planning can save tremendousexpenditure without compromising significantly on the fun andjoy of your trip. There are various ways to do this. .What youfirst need to do is to prepare your budget-how much maximum youcan spend on your outing and what is the minimum that you wouldwant to consume. .The second best thing would be to choose theseason to go. If it is an off-season, don't be reluctant to packyour bags. For during off-season, not much people are travelingto that place. Like winter and rainy seasons are believed to beoff seasons for the beach locations. At this time the costs ofthe hotels, the availability of rooms and reservations etc. allwill be conveniently available and that too at remarkably lessprice. .If you traveling domestically, for instance if you area student willing to enjoy a good and cheap vacation ...]]></content:encoded>
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	<title>Reward your Employees with Travel Incentives</title>
	<link>http://hawaiiinsurancetravel.com/779017-Reward-your-Employees-with-Travel-Incentives.html</link>
	<pubDate>Fri, 27 Apr 2012 00:24:17 -0400</pubDate>
	<category><![CDATA[Business]]></category>
	<description>
        Motivating employees, especially highly competitive employeeslike inside and outside salespersons and telemarketers, can be achallenge. Sure, everyone likes cash, but what if you couldoffer a incentive that was worth more than cash? That's whattravel incentives are all about.What do you think would generate more excitement among youremployees; offering  to the person who sets the mostappointments in one day, or offering a  day and  nights hotelstay in Hawaii including airfare? I'll bet that you ...	</description>
	<content:encoded><![CDATA[Motivating employees, especially highly competitive employeeslike inside and outside salespersons and telemarketers, can be achallenge. Sure, everyone likes cash, but what if you couldoffer a incentive that was worth more than cash? That's whattravel incentives are all about.What do you think would generate more excitement among youremployees; offering  to the person who sets the mostappointments in one day, or offering a  day and  nights hotelstay in Hawaii including airfare? I'll bet that you didn't haveto think about that for too long. The Hawaii trip wins handsdown.I'll also bet that you're thinking &quot;sure, I would love to giveaway a travel incentive deal like that, but how can I affordit?&quot; Prepare to be shocked. You see, travel incentive couponssell for pennies on the dollar. The key to success in offeringtravel incentives is their perceived value, not their actualcost to you. The truth is, most travel incentive coupons costunder  each. That means that inst...]]></content:encoded>
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	<title>A Few Paragraphs on How We Could Have Improved Team Management</title>
	<link>http://hawaiiinsurancetravel.com/890709-A-Few-Paragraphs-on-How-We-Could-Have-Improved-Team-Management.html</link>
	<pubDate>Wed, 25 Apr 2012 05:51:51 -0400</pubDate>
	<category><![CDATA[Business]]></category>
	<description>
        In the last quarter of , I was working at an apartmentbuilding called Center Park in south Seattle. Center Park wasthe first building of its kind built specifically to accommodatethe needs of people in wheelchairs who could live independentlywith some assistance. I and a lady named Virginia were workingthere as Personal Care Attendants. We worked very closely withtwo disabled men, John Tyler and Ron Schwarz, both now deceased.I consider us to have been a loosely knit team of all fourindividuals....	</description>
	<content:encoded><![CDATA[In the last quarter of , I was working at an apartmentbuilding called Center Park in south Seattle. Center Park wasthe first building of its kind built specifically to accommodatethe needs of people in wheelchairs who could live independentlywith some assistance. I and a lady named Virginia were workingthere as Personal Care Attendants. We worked very closely withtwo disabled men, John Tyler and Ron Schwarz, both now deceased.I consider us to have been a loosely knit team of all fourindividuals. However, we did not perform the tasks that a goodteam should have done to accomplish our goal of best possiblecare of our clients. This is what I think we should have done toimprove our performance:Set more goals, as outlined in 'The Importance of Goals to theSuccess of Work Teams' by Greg Hendrix. We simply played itday-by-day when it came to taking care of our clients. We didtake trips to Hawaii, San Francisco and Canada which were wellplanned and executed, but when it cam...]]></content:encoded>
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	<title>Balance Your Managerial Life</title>
	<link>http://hawaiiinsurancetravel.com/810062-Balance-Your-Managerial-Life.html</link>
	<pubDate>Tue, 24 Apr 2012 05:04:21 -0400</pubDate>
	<category><![CDATA[Business]]></category>
	<description>
        We have only one life, but we live in three overlappingworldsour business world, our family world, and our othersocial world. Imagine bringing your spouse and kids to a meetingwith seven of your salespersonnel. Sitting off to your left,Miss Wright asks the question on the minds of all her fellowsales colleagues, Why did you bring your family to our meetingtoday? Will they be playing any sort of role in our discussion?You simply respond, No, theyre just here so I can tend totheir needs.Of course,...	</description>
	<content:encoded><![CDATA[We have only one life, but we live in three overlappingworlds'our business world, our family world, and our othersocial world. Imagine bringing your spouse and kids to a meetingwith seven of your salespersonnel. Sitting off to your left,Miss Wright asks the question on the minds of all her fellowsales colleagues, 'Why did you bring your family to our meetingtoday? Will they be playing any sort of role in our discussion?'You simply respond, 'No, they're just here so I can tend totheir needs.'Of course, this is a highly unlikely scenario. You don't bringyour family into work with you every day. However, HeatherHowitt does. Howitt, the CEO of Oregon Chai in Portland, Oregon,balances motherhood with her responsibility of running an elevenmillion dollar manufacturer of tea lattes. 'Our office is a verycasual place. We've got a family element going on here.' Living in the rain soaked city of Portland, -year-old Howittoften arrives at her office lightly splattered with mud. ...]]></content:encoded>
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	<title>Network Marketing On Autopilot</title>
	<link>http://hawaiiinsurancetravel.com/244934-Network-Marketing-On-Autopilot.html</link>
	<pubDate>Mon, 23 Apr 2012 00:06:19 -0400</pubDate>
	<category><![CDATA[Business]]></category>
	<description>
        Network Marketing On Autopilot Are you frustrated with your network marketing business?Imagine for a moment that you worked in the hi-tech world andyou knew everything about the internet, you knew all aboutcomputers and internet-marketing and you walked away from thatto join a Network Marketing Company? Then you think to yourself,wait a second...what if we could marry that hi-tech with thehi-touch of Network Marketing and I'd never have to do any ofthose things that I used to do in the hi-tech w...	</description>
	<content:encoded><![CDATA[Network Marketing On Autopilot Are you frustrated with your network marketing business?Imagine for a moment that you worked in the hi-tech world andyou knew everything about the internet, you knew all aboutcomputers and internet-marketing and you walked away from thatto join a Network Marketing Company? Then you think to yourself,wait a second...what if we could marry that hi-tech with thehi-touch of Network Marketing and I'd never have to do any ofthose things that I used to do in the hi-tech world. I don'twant to go to meetings anymore. I don't want to wear a tie. Idon't want to hear an alarm clock. I want to sit at home in myshorts and t-shirt on my time, on my dime and do it the way Iwant to do it and that's online. Imagine that you had never gone to a single hotel meeting orgiven a face to face presentation. Yet you'd built a team in different countries and became the number one sponsor for thelast  years running in an organization of over , peoplein all ...]]></content:encoded>
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	<title>Seven Secrets for Successful Travel</title>
	<link>http://hawaiiinsurancetravel.com/407987-Seven-Secrets-for-Successful-Travel.html</link>
	<pubDate>Tue, 17 Apr 2012 00:24:56 -0400</pubDate>
	<category><![CDATA[Travel]]></category>
	<description>
         ndependent travel in Europe - Seven Secrets for SuccessOne: Do not try to see and do too much. You may end up actually seeing very little. I think it is betterto see more of fewer countriesregions and see them properly.You may not want to stay in one location for your whole trip.However if you choose carefully it may be possible to do severalday trips from one central location. If you do decide to tour,consider spending at least two nights in some of yourdestinations. It can be quite tiring bei...	</description>
	<content:encoded><![CDATA[ ndependent travel in Europe - Seven Secrets for SuccessOne: Do not try to see and do too much. You may end up actually seeing very little. I think it is betterto see more of fewer countriesregions and see them properly.You may not want to stay in one location for your whole trip.However if you choose carefully it may be possible to do severalday trips from one central location. If you do decide to tour,consider spending at least two nights in some of yourdestinations. It can be quite tiring being on the move everyday, packing and unpacking.Two: Decide on mode of transport.Driving will give you more flexibility but can be daunting attimes and is not recommended if you mainly wish to visit cities.You may decide to take your own car if you live in Europe. Ifyou fly you can hire a car. Beware of extra charges foradditional drivers, insurance excesses, airport charges, out ofhours charges etc. I always book a hire car through a UKcompany, with no excess. If...]]></content:encoded>
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	<title>Incorporating You</title>
	<link>http://hawaiiinsurancetravel.com/153808-Incorporating-You.html</link>
	<pubDate>Fri, 13 Apr 2012 05:04:05 -0400</pubDate>
	<category><![CDATA[Business]]></category>
	<description>
        Incorporating You   Elena Fawkner Running a business involves risk - the risk that the businessmay either succeed brilliantly or fail miserably. Or neither.The upside is high -- financial and perhaps time freedom;independence; unlimited earning capacity. The downside isequally steep, just in the wrong direction -- potentialfinancial ruin if you've staked everything you own on yourbusiness's ultimate success and thrown your career down theproverbial to boot. If you're running your business as a s...	</description>
	<content:encoded><![CDATA[Incorporating You   Elena Fawkner Running a business involves risk - the risk that the businessmay either succeed brilliantly or fail miserably. Or neither.The upside is high -- financial and perhaps time freedom;independence; unlimited earning capacity. The downside isequally steep, just in the wrong direction -- potentialfinancial ruin if you've staked everything you own on yourbusiness's ultimate success and thrown your career down theproverbial to boot. If you're running your business as a soleproprietorship or a general partnership, make no mistake --everything you own is on the line.There's a lot that can go right and wrong in a business. A lotof it out of your control. But the extent of your personalfinancial liability for what goes wrong is one thing you can andshould control.The answer is to form an entity separate from yourself to runthe business. WHICH BUSINESS ENTITY?As you probably already know, you have several choices when itcomes to your busi...]]></content:encoded>
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	<title>Keeping It In the Family</title>
	<link>http://hawaiiinsurancetravel.com/670341-Keeping-It-In-the-Family.html</link>
	<pubDate>Thu, 12 Apr 2012 04:54:26 -0400</pubDate>
	<category><![CDATA[Business]]></category>
	<description>
        Keeping It In the Family   Elena Fawkner I'm sure you've heard this dreaded statistic before: the failurerate of all start-up businesses is around the  mark. Add tothat the further distinctly unpleasant fact that roughly  ofall marriages end in divorce and you can quickly see that theodds of your new small business succeeding, already slim, becomepositively anorexic if you run your business in partnership withyour spouse. So, what are some of the key challenges faced by newlyentrepreneurial coup...	</description>
	<content:encoded><![CDATA[Keeping It In the Family   Elena Fawkner I'm sure you've heard this dreaded statistic before: the failurerate of all start-up businesses is around the  mark. Add tothat the further distinctly unpleasant fact that roughly  ofall marriages end in divorce and you can quickly see that theodds of your new small business succeeding, already slim, becomepositively anorexic if you run your business in partnership withyour spouse. So, what are some of the key challenges faced by newlyentrepreneurial couples and what can YOU do to reduce thechances of becoming a statistic? RELATIONSHIP A structure is only as strong as the foundation upon which it'sbuilt. If you're in business with your spouse, the foundation ofyour structure is the relationship. That needs to be likebedrock before you even contemplate starting a businesstogether. Make sure you honestly assess your commitment to the businessand to each other up front. Do you share the same family valuesand desire...]]></content:encoded>
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	<title>I Survived the Landscape Industry Trade Show</title>
	<link>http://hawaiiinsurancetravel.com/121502-I-Survived-the-Landscape-Industry-Trade-Show.html</link>
	<pubDate>Wed, 11 Apr 2012 04:54:02 -0400</pubDate>
	<category><![CDATA[Business]]></category>
	<description>
        You have permission to publish this article electronically or inprint, free of charge, as long as the bylines are included. Acourtesy copy of your publication would be appreciated.I Survived the Landscape Industry Trade Show Article by HenrySiegel Copyright   by ProGardenBiz Summary: Humorous storyabout attending an industry trade show. Designed to entertain,but also to encourage trade show attendance.THE STORYThis is the city. Any City, Anywhere. Once a year thousands ofprofessionals from all f...	</description>
	<content:encoded><![CDATA[You have permission to publish this article electronically or inprint, free of charge, as long as the bylines are included. Acourtesy copy of your publication would be appreciated.I Survived the Landscape Industry Trade Show Article by HenrySiegel Copyright   by ProGardenBiz Summary: Humorous storyabout attending an industry trade show. Designed to entertain,but also to encourage trade show attendance.THE STORYThis is the city. Any City, Anywhere. Once a year thousands ofprofessionals from all fields of the Green Industry descend uponthe Convention Center for the Anywhere Landscape ContractorIndustry Trade show. In every state, every year, gardeners,landscape contractors, nurserymen, lawn care and groundsmaintenance professionals will fill the Great Halls of Commerce.My name is Joe Friday. This is my partner Pete Gannon. Our job?To survive the Landscape Industry Trade Show.Wednesday, April rd:am: The doors open. We walk in. We pass through a shorthall plea...]]></content:encoded>
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